A Disciplined Process for Your Financial Journey
Your financial goals are unique, and your plan should be too. Our process is designed to build a complete, 360-degree view of your finances, allowing us to create a customized roadmap that adapts with you through every stage of life. We are your trusted partner, providing clarity and confidence along the way.
Our Comprehensive Financial Planning Process
Discovery & Understanding
We begin with a deep dive to understand you, your family, and your goals. We listen to what you want to accomplish and then gather a complete picture of your current financial situation, including your assets, cash flow, and employer benefits.
Analysis & Plan Design
Using modern financial software, our team analyzes your complete financial picture to project your future. We then design a customized plan with clear, actionable recommendations that provide a roadmap to achieving your goals.
Implementation
A plan is only as good as its execution. We ensure that all agreed-upon recommendations are put into action, coordinating with your other professional partners and managing the transition to prevent important details from falling through the cracks.
Ongoing Monitoring & Partnership
Your plan is a living document designed to evolve with you. We meet with you regularly to monitor your progress, review your portfolio, and make adjustments as your life and the markets change, ensuring you always remain on the path to success.
What Makes Us Different
Our entire philosophy is built on three core principles that define our service and differentiate us from other firms.
We Embrace Alternatives
We build resilient portfolios designed to succeed in all market environments by allocating a significant portion of client assets, collectively around 30%, to alternatives like private credit, private equity, and real estate.
This approach, which we've honed since 2017, differentiates us from our competitors. By using investments that are less correlated to the stock and bond markets, we provide an extra layer of diversification to help protect and grow your wealth, especially during volatile times.
Custom Wealth Management
Every family has unique goals, so each plan must be tailored. We review cash flow, assets, taxes, and investments to create a clear roadmap. For business owners, we position the business as a tool for independence rather than the only path.
Your plan adapts as life changes. We meet regularly to update assumptions and refine strategies. This keeps your roadmap flexible, focused, and resilient—helping you stay on track and move closer to lasting financial independence.
Unparalleled Client Service
Exceptional client service is our hallmark. Guided by our core value of Wow The Client, we don’t just talk about service—we live it. We respond quickly to every inquiry, and if one team member is unavailable, another is ready and fully versed in your situation.
All clients have direct access to our personal cell numbers and can meet with us whenever needed. For some, that means once or twice a year. For others, it may be five or more times. Whatever the need, we ensure you always have timely, personalized support.
Our Investment Philosophy
Diversification
To ensure the preservation of capital, we allocate your money among a variety of non-correlated asset classes. This mathematically reduces volatility and creates a more stable portfolio so you don't have all your eggs in one basket.
Knowledge
It is important to understand the "game within the game." A comprehensive knowledge of the tax code, along with how to avoid unnecessary and hidden fees, can have a dramatic impact on the growth rate of your portfolio.
Discipline
Successful investors are committed to an intelligent investment strategy. We provide the fortitude and discipline to stay with the program and remain invested, especially during periods of economic uncertainty.
